Manar Salem -KW Estate Agency

17/05/2026

A successful turnover of viewers. Beautiful house, amazing location in the southside of Glasgow, Showlands. Ginette Hamilton Keller Williams 👏🏻👏🏻👏🏻

17/05/2026

15/05/2026

A big thank you to all our agent group for coming in and donating or making a contribution towards this years RED DAY. We had £130 of donations along with in person food donations which has helped us to get this fantastic donation together for The Govan Pntry. This will be taken to the foodbank on Tuesday. Thank you all again ❤️❤️

Won Maung Thein

14/05/2026

Lloyds has just launched a mortgage that requires only a £5,000 deposit on a home worth up to £300,000.

For first-time buyers who have been able to cover monthly rent but struggle to build a large lump sum, that headline figure will turn heads.

The product is a 5-year fixed rate at 5.89% with no product fees, available to both employed and self-employed borrowers.

The maximum loan is £295,000 at up to 4.5 times salary, and terms can extend to 40 years.

On a £300,000 home at that rate over 40 years, the monthly repayment comes in at around £1,600.

The restrictions are worth understanding clearly before getting excited.

The deposit cannot come from family, which rules out the bank of mum and dad entirely.

New builds are excluded. Shared ownership is not available.

And standard affordability and credit checks apply in full.

The 40-year term is the detail that deserves the most attention.

A £295,000 mortgage at 5.89% over 40 years produces a monthly payment of around £1,600.

Shorten that to 35 years and it rises to around £1,740.

At 30 years it's closer to £1,920.

And all of those figures are before council tax, energy, broadband, insurance, and the maintenance costs that every home eventually demands.

There is also the total interest calculation sitting underneath all of this. Over 40 years at 5.89%, the total repaid on a £295,000 mortgage is somewhere in the region of £765,000. The house cost £300,000.

The total cost of buying it this way, over the full term, is more than double that.

This product solves the deposit problem for some people in a genuinely meaningful way.

Whether the monthly commitment, the rate, and the 40-year term represent the right solution depends entirely on individual circumstances.

But for renters who can demonstrably afford the monthly payment and have been locked out purely by the deposit barrier, it creates an option that didn't exist before.

13/05/2026

If you ever lost how to sell your house or buy your first time property, or just simply want to know what your property worth in the market today, i am here for you.