Vermira by Ian Garcia

10/12/2025

Kaya ang lameeeg sa Lipa eh!

16/07/2025

🏡 ₱5M mo, gawin nating ₱7M in 5 years!

Yes, that's ₱2M na tubo — and it's not hype. It’s based on real growth trends in Batangas and nearby provinces.
💡 Bakit tumataas ang value sa Batangas?

📊 ₱32.52 Billion in Provincial Assets
Batangas ranks #4 richest province in the Philippines (COA 2023). More local funds = better roads, utilities, and development. Mas maganda = mas mahal ang lupa!

🚧 Tuloy-tuloy ang infrastructure
From CALABARZON expressways to Batangas Port, access is expanding. Mas madali ang biyahe, mas mataas ang demand.

🏭 Strong economy = strong real estate
Home to manufacturing hubs, tourism spots, and ports — Batangas creates jobs + tourism, and that means housing demand + rental income.

💸 Rental Yields at 5.2%
May kita ka na habang tumataas ang value. Perfect for Airbnb, staff housing, or long-term rentals.
📈 Let’s break it down:

If you buy today for ₱5,000,000...
In 5 years, property value could reach ₱7,000,000+
(Approx. 6% annual growth)

Plus: Rental income estimate
₱5M home × 5.2% yield = ₱260,000/year rental income

✅ Solid cash flow
✅ Capital appreciation
✅ High-growth location
✅ Based on real trends:

BSP data shows property values outside Metro Manila rose by 12.9% in 1 year (Q3 2023).

Rental yields in Batangas average 5.2% for residential units.

Batangas is featured as a top real estate growth area by sources like Pueblo de Oro and Santos Knight Frank.

📍 This is your sign to invest in Batangas — while prices are still affordable.

#₱5Mto₱7M

26/06/2025

📍Lipa is the New South Favorite!

Once known for its cool climate and coffee culture, Lipa City is now making waves as a prime location for homebuyers looking beyond Metro Manila.

Just 78km south of the capital, Lipa offers the perfect balance of suburban calm and urban convenience — with more developers now building here, it’s no surprise buyers are starting to shift their sights.

Whether you're starting a family or just want more space, Lipa gives you that refreshing lifestyle without sacrificing access to city essentials.

✅ Thinking of buying soon? Let’s talk about your options in Lipa.
📩 Message me for available units, updated pricing, or site visits.

Once known primarily for its cool climate and rich coffee culture, Lipa City in Batangas is fast becoming a top choice for homebuyers looking beyond Metro Manila. Nestled just 78 kilometers south of the capital, Lipa offers the comfort of suburban living with the conveniences of an emerging urban hub.

READ MORE: https://propertyreport.ph/residential/2025/06/20/40911/lipa-city-batangas-the-next-big-move

24/06/2025

23/06/2025

🔥🏠 𝗕𝗮𝗸𝗶𝘁 𝗗𝗮𝗽𝗮𝘁 𝗜𝗻𝘁𝗶𝗻𝗱𝗶𝗵𝗶𝗻 𝗔𝘁 𝗣𝗮𝗴-𝗔𝗿𝗮𝗹𝗮𝗻 𝗠𝘂𝗻𝗮 𝗕𝗮𝗴𝗼 𝗞𝘂𝗺𝘂𝗵𝗮 𝗻𝗴 𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗟𝗼𝗮𝗻 ‼️🏡

One of my clients finally got their dream home through Pag-IBIG.
First time homeowners, sobrang excited sila — until napansin nilang hindi bumababa yung utang kahit regular sila magbayad.

They messaged me:
"Parang hindi gumagalaw yung principal namin?"
So I asked them to visit Pag-IBIG and request a full breakdown.
Eto yung lumabas:

MONTHLY AMORTIZATION (₱14,930.21)
• ₱11,197.92 – Interest
• ₱235.80 – Fire Insurance
• ₱360.00 – MRI
• ₱3,136.49 – Principal 😭

Only ₱3K+ goes to actual loan reduction. The rest? Charges and interest.
I helped them understand the interest computation:
➡️ ₱2.5M × 5.375% ÷ 12 = ₱11,197.92/month interest
Kaya pala mabagal talaga ang progress.

SOLUSYON? “DIRECT TO PRINCIPAL PAYMENT”
Sabi ko sa kanila: kung may extra, bayaran yung principal directly.
Dumaan sa Pag-IBIG office, and say this:
"Direct to Principal Payment po."

If they paid ₱50K:
• ₱14,930.21 = monthly
• ₱35,069.79 = bawas agad sa utang

Mas maliit interest next month. Mas mabilis matapos.

Bakit hindi sa Bayad Center?
Bayad Center = advance lang
Pag-IBIG office = direct sa principal 💡

Ngayon, updated na sila, and they feel more confident about their loan.
Hindi lang basta bayad — smart payment na.

📩 Thinking of getting a housing loan soon? Message me first — I’ll walk you through the numbers para walang gulatan sa utang.

21/06/2025

🏡 Same House. Different Questions. Different Results.

Pareho kayo ng biniling property.

Pero ikaw? Tumingin sa presyo.
Yung isa? Tumingin sa kita.

💸 Buyer Mindset
“Magkano monthly?”
“Mababa ba ang downpayment?”
“Maganda ba ‘yung model unit?”

📈 Investor Mindset
“How fast can I recover my capital?”
“Pwede bang ipa-rent?”
“Magkano ang rental yield?”
“Magkano na kaya ang value after 5 years?”

➡️ Same property, pero ibang tanong. Kaya ibang ending.

📉 Yung isa, 10 years nang nagbabayad — pero walang cashflow, walang plano, walang progress.
📈 Yung isa? May tenant agad, may income monthly, may ipon na rin pang-next property.

Real estate doesn’t reward those who buy early.
It rewards those who buy wisely.

🔑 Hindi lang ito tungkol sa “magkano monthly?”
Ang tanong talaga ay:
“Magkano ang kikitain ko dito?”

📲 Ready to level up your mindset?

Comment “INVESTOR MODE ON” if you're done thinking like a buyer and ready to think like a wealth-builder. Let’s talk strategy.

09/06/2025

🏘️ Good News for Future Homeowners & Investors!
📍 Bypass Roads in Lipa and Nearby Areas Are Powering Up Accessibility!

Thinking of investing in Lipa or nearby towns? Now is the perfect time! Check out the major infrastructure updates transforming the region:

✅ Manila-Batangas Bypass Road – Already passable!
✅ Lipa-Padre Garcia Bypass Road – Almost fully accessible!
🚧 Ongoing Works:
• Lipa-Mataas na Kahoy Bypass Road
• Lumbang-Inosloban Bypass Road
• Manila–Bugtong na Pulo STAR Tollway Interchange

🚗 What This Means for You:
Faster travel times, less congestion, and increased property value. Whether you’re eyeing residential lots, townhouses, or commercial spaces, infrastructure like this is a game-changer.

💡 Now’s the time to invest while prices are still friendly!

02/06/2025

Kwasant in LIPA City! 🥐🥐

02/06/2025

CEBU CITY – The opportunity to make it big in the booming real estate industry has opened for Filipinos in the United Arab Emirates (UAE).Filipino Homes, the...

01/06/2025

🏡 Why I’m Selling VERMIRA – Lipa’s Smart Midrange Choice! 🏡

✨ PREMIUM LOCATION:

📍 Napapalibutan ng Big Developers
-Right across South Palmgrove by Alveo (Ayala Land)
-Near The Villages at Lipa by AboitizLand

🚶‍♂️ Walking distance lang sa Malarayat Golf & Country Club (tanaw mo mula gate!)

🌿 Malapit din sa La Finca Farm & Country Club

💰 VALUE FOR MONEY:
Magkano ba ang 200 sqm lot sa South Palmgrove?
📌 ₱34,222/sqm = approx. ₱6.8M–₱7M para lang sa lote!

👉 Sa Vermira, for almost the same price, may Single Detached House & Lot ka na! Kapitbahay mo pa mga taga-Ayala!

🏠 Sample unit (Mira):

Lot Area: 132 sqm

Floor Area: 130.07 sqm

PRICE RANGE: Around ₱7.6M–₱8M

📉 That’s high-end living for a midrange price!

🏗️ TRUSTED DEVELOPER – KEYLAND CORPORATION
✔️ Backed by the same shareholders behind St. Luke’s Medical Center
✔️ Partnered with Security Bank (easier home loan approvals!)
✔️ Acquired major properties from Security Bank Real Estate

🏘️ WHO IS VERMIRA FOR?
✅ Families looking for premium design & amenities without breaking the bank.
✅ Investors eyeing Lipa’s booming residential market - pwede mo gawing rental unit.
✅ Buyers who want to live near nature but close to top developments.

📲 Gusto mo makita ang unit? May tanong ka sa financing?
Call me today and let’s schedule a viewing!

29/05/2025

nagpalipad muna tayo ng drone para makita ng mga kapitbahay natin ang ganda ng LIPA 🙌

lipat na tayo dito!