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Credify Credit affects nearly every area of our lives. Credify helps you take back control of your credit.

When your credit is bad, you'll pay more for utilities, interest rates, insurance premiums, and even employment opportunities.

Hard Inquiries can harm your credit rating and keep you from getting good terms or getting approved at all. Here's the 2...
11/15/2021

Hard Inquiries can harm your credit rating and keep you from getting good terms or getting approved at all. Here's the 24 hour secret to getting unauthorized inquiries removed.

24 Hour Hard Inquiries Removal. Hard inquires affect our credit scores by as much as 10% and can mean a difference of 85 points.

Understanding the difference between soft and hard inquiries is important when it comes to your credit score. Although t...
10/28/2021

Understanding the difference between soft and hard inquiries is important when it comes to your credit score. Although the data on both types are identical, they affect your credit in very different ways. When you check your own credit report, it is reported as a soft inquiry and does not show on your credit report. However, a Hard Inquiry can cause your score to drop 5-10 points per inquiry.

The information provided on this article does not constitute as legal, financial or credit advice of any kind. Concepts written are for educational purposes ONLY. Overtime our credit scores will fluctuate month over month depending on your credit usage Credit inquiries occur when a lender requests y...

Your credit score not only affects your ability to borrow money but so many other aspects of your life. Utility bills, c...
10/20/2021

Your credit score not only affects your ability to borrow money but so many other aspects of your life. Utility bills, cell phone, insurance, and yes even your job.

Your score affects your ability to borrow. If you often pay bills late, the lender may eventually label you a risk and choose not to offer you a loan. Credit card companies, for example, regularly screen your stats when you apply for a new credit card. Lenders want to lend money to people they're co...

You have probably heard of your credit score or seen it in your credit report. But what is a credit score, exactly? Why ...
10/20/2021

You have probably heard of your credit score or seen it in your credit report. But what is a credit score, exactly? Why you should care about your credit score?

You have probably heard of your credit score or seen it in your credit report. But what is a credit score, exactly? Why you should care about your credit score? Whether you're applying for a credit card, a car loan, or a mortgage, your credit score can make a big difference. A good score can save yo...

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