Incite Strategies

10/21/2026

"Incite Strategies has been a great company to work with. I have had nothing but positive outcomes from the hard work that they do. Alongside the team clearing discrepant entries off of your credit report, there are tools and resources that they offer, that I have used personally used, to help the credit building process go quicker. I highly recommend Incite Strategies for anyone looking to build back their credit." -BW

10/20/2026

Buying a home, financing a car, or applying for business funding? Your credit could make or break your next big move. Don’t wait until the lender says NO. 👀

Here are 3 moves to make BEFORE you apply:
✅ CHECK ALL 3 CREDIT REPORTS. Look for errors, duplicate accounts, and inaccurate negative items.
✅ LOWER YOUR CREDIT UTILIZATION. Pay down high-balance cards strategically. Aim for under 10% when possible.
✅ GET YOUR DOCUMENTS READY. Gather pay stubs, bank statements, and tax returns. Avoid unnecessary new credit before applying.

Your approval starts with preparation—not panic. And credit improvements can take time, so start early!

💾 SAVE this post before your next loan application.

📩 Need help getting your credit ready? DM us “COMEBACK” and let's talk about your next steps.

10/16/2026

"Incite Strategies is such an amazing credit repair company! I have the pleasure to have Ruben and he was very clear on explaining the process and answered any questions and or concerns I had. I’ve been with them for over 2 months and my credit has increased significantly. Definitely a good investment and very happy with my results thus far!" -Stephanie Salcido

10/15/2026

Credit repair isn’t about sending more disputes. It’s about sending the RIGHT disputes. 🎯

Every account. Every error. Every detail matters.

Real credit repair takes research, documentation, follow-ups, and a strategy tailored to what’s actually being reported. No shortcuts. No random dispute letters. Just a process built on accuracy and compliance.

📈 Your credit deserves more than guesswork.

Ready to take control of your credit? DM “COMEBACK” and let’s talk about your next steps.

10/14/2026

"First off, I couldn’t thank my business banker enough for referring and working with Incite Strategies to help me accomplish my credit score goals. Finally a breath of fresh air to work with a company that has absolutely out done themselves in helping fix and work with my past mistakes and finally help relieve the weight of no longer feeling chained to the past and now be able to work towards the future of our company and my personal financial goes. I give Incite Strategies a 10/10!!!" -Nathan Pershall

10/13/2026

Never let a debt collector pressure you into paying without proof. Always request debt validation and review the documentation before making a payment. 💯

Know your rights. Protect your credit. Don’t pay blindly.

📩 DM COMEBACK if you’re ready to take control of your credit!

10/12/2026

We’re so proud of our own Kayla Fasel!

This Wednesday, Kayla is the featured speaker at The Columbia River NAPMW lunch. She’s showing mortgage and real estate pros how to turn an idea into a polished presentation in minutes using Claude and Gamma, built live in front of the room.

Kayla is our Community & Strategic Partnerships Manager, and she lives for helping our referral partners work smarter. This talk is a great example of that.

📅 Wednesday, October 14

⏰ 11:30 AM to 1:00 PM

📍 Who Song & Larry’s, 111 SE Columbia Way, Vancouver, WA

🍽️ Lunch included
Reserve your seat:

👉 NAPMW Members ($25): https://checkout.square.site/merchant/ZQCCV8XNT41DJ/checkout/UUCTBI6HCMS4SBN572ZXHTQJ?src=qr

👉 Guests ($35): https://checkout.square.site/merchant/ZQCCV8XNT41DJ/checkout/77MEJ3PU34GDBNOJDHW5Q2O4?src=qr

Come say hi, grab lunch, and leave with a faster way to build your next presentation.

10/10/2026

🏠 $20K in credit card debt + a dream to buy a home? Don’t panic—make a strategy.

When your credit cards are maxing out your monthly cash flow, simply “paying the minimum” can keep you stuck for years.

A personal loan may help by replacing high-interest revolving debt with a fixed payment—and potentially lowering your credit utilization. But the right move depends on your interest rate, payment, credit profile, and mortgage timeline.

💡 The goal isn’t just to pay off debt. It’s to become mortgage-ready.

Want to know what could work best for YOUR credit situation?
📩 DM “HOME” and let’s talk.

10/10/2026

10/08/2026

A 435 credit score doesn’t have to be your forever number. 🚀

Paid collections? Secured cards? Keeping utilization under 10% Good start—but rebuilding is about more than just paying debts.

The real game plan:
✔️ Build positive payment history
✔️ Keep balances low
✔️ Diversify your credit profile
✔️ Review negative accounts for inaccurate or incomplete information
✔️ Dispute information that can’t be verified or is inaccurate

If homeownership is your goal within the next year, don’t just wait for your score to change—have a strategy. 🏡

Want to know what could be holding your score back? DM “REBUILD” and let’s take a closer look.