09/25/2026
Shingle, metal, or tile: which roof is best for a Florida home?
Hurricane season runs through November 30. If your roof's due for replacement, the material you choose affects more than storm protection. It also shapes your insurance premium, your energy bills, and how long until your next replacement.
Here's how the main options compare:
* Class 4 impact-resistant shingles: 130-150 mph wind rating, 20-30 year lifespan, approx. $5-8 per sq ft installed - best overall value for most Florida homeowners
* Metal standing seam: up to 180 mph, 40-70 years, $7.50-14 per sq ft; exempt from 15-year insurance age rule and can cut cooling costs 10-25%
* Concrete and clay tile: 150-180 mph when mechanically fastened, 40-100+ years, $7-15 per sq ft., heavy enough that some older homes need structural reinforcement first
One thing most homeowners miss: material alone doesn't decide how a roof holds up. Most hurricane failures start at the edges, ridges, and flashing so installation quality matters as much as the product on the estimate.
Free in-home roof assessments across Orlando, Tampa, Winter Park, and Central Florida. Call 866-737-7173.
Read more: https://fasexteriors.com/blog/best-roofing-material-for-florida-homes/